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Peer-to-Peer Crypto Borrowing and Lending




Banks and governments give you a 2% yield on their treasury bonds while the inflation is at 2% - effectively just doing enough for you to not lose money over time. These banks lend out capital at 5-10% a year, and use your money to make more money for themselves, without passing the benefit on to you.

How Banks Play their Users



A decentralized system like ours completely removes the need for a bank to control and distribute capital. We let a free marketplace solve for this. The interest rate for your borrowing/lending needs will be set by the market, instead of arbitrarily being decided by a middle man. 


Apart from transaction fee, all other bank charges are eliminated by using smart contracts instead of bank employees. The money that was earlier typically retained by the bank, will now directly pass on to the borrower and lender. This makes credit cheap & makes saving cash attractive at the same time. 


It’s super simple. All you have to do is: