A Credit Card that is not a burden on you.

Flexible, instant credit with no interest for 2 months.


We want to retain what we know the banks do well, and discard processes that are ripping people off. 

BOH credit card Credit cards by Banks Cryptocurrencies
Works everywhere Yes Yes No
Interest rate on credit First 60 days free, 8% per year after that Up to 30% per year No credit
Decentralised Yes No Yes
Data Security Yes No Yes
Works even if one party doesn’t want cryptocurrencies Yes Yes No
Technical vulnerabilities Low High Low
Companies can’t read your purchase data Yes No Yes
Data cannot be sold Yes No Yes
Community driven products Yes No Yes


A viable payment solution is the one that works in today’s infrastructure. It should work in every physical store and website. Similarly, the best blockchain solution is one where the users get the benefits of a decentralized system while having a better experience than banking.



On the other hand, Bitcoin was
set out to solve for Peer-to-Peer
payments. They are currently
facing regulatory and technological
hurdles from achieving their ultimate

Without network effects, it won’t
be ubiquitous with money


A crypto card lets you hold bitcoin and gain the upside, while still being
able to use it for payments with people and businesses today.


We’re the decentralized bank that should’ve existed in the first place.

The BOH card works with


Flexible, instant credit with no interest for 2 months.